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Please choose the type of sole-proprietor you are:

Small Business Owners

Farmers & Ranchers


Click here to use our online tax calculator as a guide to calculate your own estimates.

Please contact one of our benefit specialists today at
1-866-664-7522 and find out if you qualify.

1 Farm Bureau Members, Email us your questions.
Agents refer a client!

An Individual HRA provides a legal and legitimate way for sole-proprietors to save valuable tax dollars on their medical expenses.

Please contact a qualified 105 Concepts representative and find out if you qualify today!

105 Concepts
P.O. Box 350
Doniphan, NE 68832
1-866-664-7522

Click here to send us an email!

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P.O. Box 350 • Doniphan, NE 68832 • (866) 664-7522